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IF you are in Pre-Foreclosure or Foreclosure. ask yourself:-
Do you wish to leave or sell your home?? If so, continue on ,,,
IF you are unfortunately in foreclosure and are scheduled to lose your home at a trustee's sale sometime soon, We are aware there are many people who may be contacting you to offer their services.
We specialize in helping people who are in your situation. We work with Banks and Mortgage Companies to get them to take less than what is really owed.
We are NOT a realtor trying to list your house and then try to find a buyer. We are also NOT an attorney trying to get money by having you file bankruptcy. We help by buying your house before it goes to sale on the courthouse steps. By taking this approach, you not only get out of your mortgage payments but it prevents a foreclosure rating on your credit.
Foreclosure is the worst rating you can have on your credit report at this time. It is even worse than having a bankruptcy or a credit counseling listing. We want to help you avoid having this mark on your credit because it will stay there for at least seven years and prevent you from getting a home loan for years to come.
We want to help you get out from under your heavy mortgage debt and get a new and fresh start, and believe that people deserve to have their good name and credit protected.
PLEASE DO NOT WAIT!
Your time is short and ignoring the problem will not make it go away. The lawyers for the lender WILL sell your home at public auction. They do not have a personal interest in you or our town. All they want is their mortgage paid.
If you have your home listed and your agent has not talked to you about a short sale, which is part of the foreclosure process, We suggest you ask him/her to explain it to you.
You see, a short sale is the magic bullet that can do everything we mentioned in the previous paragraphs. It can stop the sale, stop a foreclosure rating being placed in your credit history and let you get a new and fresh start.
The short sale process takes time and, unfortunately, we are short on time. However, we can at least get it in the works and attempt to stop the foreclosure. There are no guarantees as the lender has the final say.
Because we want to buy your house through a short sale, we believe we have the perfect solution. If you are unsure as to the validity of a short sale, we suggest you contact your lender and ask them if they would be open to a short sale.
Remember, they have the final say on all matters regarding your loan. They have been approached by others in the past about doing a short sale plus, by law, they have to understand the process so they are extremely knowledgeable on this means of transferring ownership in real estate secured by a mortgage.
We are asking for an appointment to meet with you so we can discuss this valuable option. We will explain the process and give you every last detail so you can make an informed decision. It is our opinion you have nothing to lose at this point especially if our negotiation with your mortgage company results in them saying yes.
Thank you for reading. I hope you give Kastle & Hawke, Inc a call so we can start working to keep your credit from becoming blemished by a foreclosure. We want you to be able to buy a home in the future and not have to overcome this giant hurdle.
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